Privacy Policy

Effective date - January 4, 2021

This Privacy Policy applies to websites owned and operated by CannaPay located at https://cannapayservices.com. CannaPay understands how important the privacy of personal information is to our users. This Privacy Policy will tell you what information we collect about you and about your use of CannaPay and its services. It will explain the choices you have about how your personal information is used and how we protect that information. We urge you to read this Privacy Policy carefully.

References to "CannaPay," “we” or “us” mean CannaPay, its parent company, Yoad Development and Technology 2014 LTD (“Yoad”), and its agents, employees, contractors, affiliates, subsidiaries, and other related, affiliated or controlled companies. CannaPay may share information among its subsidiaries or websites that it owns or controls, but information collected under this Privacy Policy is always protected under the terms of this Privacy Policy. Except as otherwise noted in this Privacy Policy, Yoad is the data controller responsible for the processing of your personal information as described in this Privacy Policy.

1. Information Collected About You
We collect following types of personal information:

• Identity data: name, surname;
• Contact information: e-mail, phone number;
• Company information: company name, company type, approximate monthly income, year of establishment

2. Use of personal information
We process your personal information on the basis of your consent for the following purposes:

• To provide you with our services. We process your identity information, contact information and company information for this purpose;
• To respond to your request. We process your identity information, contact information and company information for this purpose;
• To inform you about our new offers and updates. We process your identity information, contact information and company information for this purpose

3. Sharing Your Information

1. CannaPay Subsidiaries and Corporate Affiliates
   We may share your information with our subsidiaries, affiliates and companies acquired by or merged with us and our affiliates. In the event of a corporate change in control resulting from, for example, a sale to, or merger with, another entity, or in the event of a sale of assets or a bankruptcy, CannaPay reserves the right to transfer your personal information to the new party in control or the party acquiring assets. In the event of such a change, your personal information will continue to be treated in accordance with this Privacy Policy unless any changes to the Privacy Policy are made in accordance with the section below that discusses “Changes to This Privacy Policy.”
2. Companies and Contractors that Work with CannaPay
   CannaPay works with third party companies and contractors that help us provide the Services and to otherwise assist in the operation of the CannaPay Sites, including those that provide services relating to technology, data analysis, research, email management and deployment, sweepstakes and contest administration, advertising and marketing and/or content. CannaPay contractors sometimes have limited access to your information in the course of providing products or services to CannaPay. We contractually require that our contractors not use or disclose your information for any purpose other than providing the limited service or function for CannaPay.
3. Compliance with Law, Regulation, and Law Enforcement Requests
   To cooperate with government and law enforcement officials and private parties to enforce and comply with law, we may release personal information to third parties: (1) to comply with legal requirements such as a law, regulation, search warrant, subpoena or court order; (2) when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request; or (3) in special cases, such as in response to a physical threat to you or others, to protect property or defend or assert legal rights. In addition, we may disclose personal information as described below.

4. How Your Information is Secured and Retained

We take reasonable security measures to protect the security of your personal information. Despite CannaPay's efforts to protect your personal information, there is always some risk that an unauthorized third party may find a way around our security systems or that transmissions of your information over the Internet may be intercepted.

The security of your personal information is important to us.  When you enter personal information (including personal health information in various Services), we encrypt the transmission of that information or use SSL connections (Secure Socket Layer) technology.

We will retain your personal information as long as your account is active or as needed to provide you our services.

See “Your Choices and Rights” below for more information on how you can update or remove your personal information. We will also retain your personal information as necessary to comply with legal obligations, resolve disputes and enforce our agreements.

5. Your Choices and Rights
You can update any personal information you have submitted by contacting us using the contact information listed below or by emailing us at info@CannaPay.com.

If you have registered and desire to delete any of your registration information you have provided to us from our systems please contact us by email at info@CannaPay.com.

Upon your request, we will delete your information from our active databases and where feasible from our back-up media. You should be aware that it is not technologically possible to remove each and every record of the information you have provided to the CannaPay Sites from our servers.You can unsubscribe from an email newsletter by:    

• Following the directions included at the bottom of the newsletter and using the “Unsubscribe” link found in the emails.
• Emailing info@CannaPay.com.All promotional emails that CannaPay sends with opportunities from CannaPay or with offers or informational materials from CannaPay on behalf of our sponsors will contain an opportunity to unsubscribe from getting additional emails of that type in the future from CannaPay unless you re-subscribe.

6. California Residents - FOR RESIDENTS OF CALIFORNIA ONLY
Under the California Consumer Privacy Act (“CCPA”), we are required to notify California consumers about our collection, use, and disclosure of their personal information (whether collected through this website or offline). In this section of our Policy, and in accordance with the CCPA, “personal information” includes any information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household, including the categories identified in the table below to the extent they identify, relate to, describe, are capable of being associated with, or could be reasonably linked, directly or indirectly, with a particular consumer or household. In this section of our Policy, and in accordance with the CCPA, “personal information” includes any information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household, including the categories identified in the table below to the extent they identify, relate to, describe, are capable of being associated with, or could be reasonably linked, directly or indirectly, with a particular consumer or household.

1. Categories of Personal Information that We Collect, Disclose, and Sell
   Below please find the categories of personal information about California residents that we collect, sell, and/or disclose to third parties or service providers for a business purpose.
   Categories of personal information.
   • Identity data: we collect this data, we do not sell this data, we disclose this data for business purposes
   • Contact information: we collect this data, we do not sell this data, we disclose this data for business purposes
   • Company information: we collect this data, we do not sell this data, we disclose this data for business purposes
2. California Residents’ Rights
   California law grants California residents certain rights and imposes restrictions on particular business practices as set forth below. California consumers have the right to request that we disclose what personal information we collect, use, disclose, and sell about you.
   • Do-Not-Sell.  California residents have the right to opt-out of our sale of their personal information.  We do not sell personal information about residents who we know are younger than 16 years old without opt-in consent.
   • Verifiable Requests for Copy, Deletion and Right to Know. Subject to certain exceptions, California consumers have the right to make the following requests, at no charge, up to twice every 12 months.
   • Deletion: The right to request deletion of their personal information that we have collected about them, subject to certain exemptions, and to have such personal information deleted, except where necessary that we maintain such personal information in order to (1) Complete the transaction for which the personal information was collected; (2) Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity; (3) Debug to identify and repair errors that impair existing intended functionality; (4) Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law; or (5) Comply with a legal obligation.
   • Copy: The right to request a copy of the specific pieces of personal information that we have collected about them in the prior 12 months.
   • Right to Know (Collection): Where we have collected their personal information, the right to request that we disclose certain information about how we have handled their personal information in the prior 12 months, including: the categories of personal information collected; categories of sources of personal information; business and/or commercial purposes for collecting and selling their personal information; and the categories of third parties/with whom we have disclosed or shared their personal information.
   • Right to Know (Disclosure and Sale): Where we have sold or disclosed for a business purpose their personal information, the right to request that we disclose certain information about how we have handled their personal information in the prior 12 months, including: the categories of personal information collected; categories of third parties to whom the consumer’s personal information has been sold and the specific categories of personal information sold to each category of third party; categories of third parties to whom personal information has been disclosed; and the categories personal information that we have disclosed or shared with a third party for a business purpose.
3. Submitting Requests
   You may exercise your rights by submitting a request to info@CannaPay.com We will respond to your Copy and Right to Know requests within 45 days, unless additional time (up to 45 more days) is needed, in which case we will let you know. When you submit your request, we will take steps to attempt to verify your identity. We will seek to match the information in your request to the personal information we maintain about you. As part of our verification process, we may ask you to submit additional information, use identity verification services to assist us, or if you have set up an account on our website, we may ask you to sign in to your account as part of our identity verification process. Please understand that, depending on the type of request you submit, to protect the privacy and security of your personal information, we will only complete your request when we are satisfied that we have verified your identity to a reasonable degree of certainty.
4. Authorized Agents
   The CCPA allows California consumers to designate an authorized agent to exercise their rights under CCPA.
5. Incentives and Discrimination
   The CCPA prohibits discrimination against California residents for exercising their rights under the CCPA and imposes requirements on any financial incentives offered to California residents related to their personal information.
6. Discrimination
   If consumers exercise their rights under CCPA, businesses may not discriminate against them including by denying or providing a different level or quality of goods or services or charging or suggesting that a business will charge different prices or rates or impose penalties, unless doing so is reasonably related to the value provided to the consumer by the consumer’s data.
7. Disclosure of Incentives
   If businesses offer any financial incentives for the collection, sale or deletion of their personal information, residents have the right to be notified of any financial incentives offers and their material terms, the right not be included in such offers without prior informed opt-in consent, and the right to be able to opt-out of such offers at any time. Businesses may not offer unjust, unreasonable, coercive or usurious financial incentives. We do not offer any incentives at this time.
8. California Privacy Rights under California’s Shine-the-Light Law
   Under California’s “Shine the Light” law (Cal. Civ. Code § 1798.83), California residents who provide us certain personal information are entitled to request and obtain from us, free of charge, information about the personal information (if any) we have shared with third parties for their own direct marketing use.  Such requests may be made once per calendar year for information about any relevant third party sharing in the prior calendar year. California residents who would like to make such a request may submit a request in writing to info@CannaPay.com. The request should attest to the fact that the requester is a California resident, and provide a current California address. 

1. General
   "Cookies" are small data files that are stored on the hard drive of the computer you use to view a website. Every computer that accesses a CannaPay Site is assigned a different cookie by CannaPay. Different Cookies serve different purposes:
   
   Session cookies are specific to a particular visit and carry information as you view different pages within a CannaPay Site. Session cookies expire and delete themselves automatically in a short period of time, e.g., when you leave the website or when you close your browser.
   
   Persistent cookies enable us to recognize you when you visit a CannaPay Site and remember your preferences. Persistent cookies are stored on your browser or mobile device until you choose to delete them, and otherwise typically delete themselves at expiration.
   
   Third-party cookies are placed by someone other than CannaPay, and may gather browsing activity across multiple websites and sessions. They are usually persistent cookies and are stored until you delete them or they expire based on the time period set in each third-party cookie.
   
   "Web Beacons" are graphic image files embedded in a page of a website typically used to monitor activity on the page and send back to its home server (which can belong to the host site, a network advertiser or some other third party) information from your browser, such as the IP address, the URL of the page on which the Web Beacon is located, the type of browser that is accessing the site and the ID number of any cookies on your computer previously placed by that server.
   
   "Application SDKs" are mobile application third-party software development kits that are embedded in mobile applications. These app SDKs permit the collection of information about the app itself, activity in the app, and the device the application is running on.
   
   The cookies on the CannaPay website Sites are generally used for one of the following purposes:
   

• Essential functionality. These cookies are essential to access some areas of the CannaPay Sites.
• Important functionality. These cookies enable us to remember your preferences. They may also be used to provide services you have asked for, such as watching a video.
• Performance and Analytics. These cookies enable us to analyze how visitors use the CannaPay Sites and to monitor website performance. We use the information collected by these Cookies to improve the performance of the CannaPay Sites and our Services.
• Advertising. These cookies are used by CannaPay and our advertisers to deliver advertisements on the CannaPay Sites and third party sites that are more relevant to you and your interests based on your CannaPay account information, content browsing activity and in some cases, other information about you that we or our advertisers may have obtained from other sources. Cookies may be used to limit the number of times you see a particular advertisement and to enable measurement of the effectiveness of the advertising campaign. Information collected through the use of cookies may be collected directly by CannaPay, our partners or third party advertisers and their ad servers.
• We use cookies and other tracking technologies to recognize individual users when they access the Services, remember user preferences, keep track of users’ access to and use of the Services, track whether our emails opened and whether links are clicked, ensure that the Services are functioning properly, analyze trends and to personalize the Services, including advertising on the CannaPay - Sites and on third party websites, so that it is relevant to individual user’s interests which may be inferred based on location, prior activity on the CannaPay Sites and other information that CannaPay or our partners may have about our users. When you use the Services, we also automatically collect information from your browser or mobile device such as your IP address or unique device identifier, browser information (including referring URL), your preferences and settings, cookies and information about the content you have viewed and actions taken (e.g., search queries, ad engagement, clicks and the associated dates and times)

Your Choices
Most browser software can be set to reject cookies. Most browsers offer instructions on how to reset the browser to reject cookies in the "Help" or "Settings" or "Preferences" section of your browser’s toolbar. If you reject our cookies, certain of the functions and conveniences of our websites may not work properly but you do not have to accept our cookies in order to productively use most features of our websites.